Effective Date: July 15, 2025

Welcome to PillarOne Insurance Group! These Terms of Service ("Terms") govern your access to and use of our website (https://pillaroneinsurance.com) and the services we offer. By using our website or engaging with our services, you agree to these Terms.

1. Use of Our Website

You may use our website and services only for lawful purposes. You agree not to use the website:

- In any way that violates applicable laws or regulations

- To transmit any spam, viruses, or malicious software

- To collect or track the personal information of others without consent

2. Insurance Information and Quotes

PillarOne Insurance Group provides information about insurance products and services for educational and marketing purposes. All quotes and recommendations are based on the information you provide and may vary based on underwriting guidelines, carrier requirements, or state regulations.

We do not guarantee policy approval or specific rates. All insurance decisions are made by licensed insurance carriers.

3. No Legal or Financial Advice

The information on this website does not constitute legal, tax, or financial advice. You should consult with qualified professionals for specific advice tailored to your situation.

4. Appointment Booking and Communication

By scheduling an appointment or submitting your contact details through our website, you consent to receive communications from us, including emails, texts, and phone calls related to your insurance needs.

You may opt out of marketing communications at any time.

5. Intellectual Property

All content on this website, including logos, graphics, text, and layout, is the property of PillarOne Insurance Group and is protected by copyright and trademark laws. You may not use our branding or materials without our written permission.

6. Third-Party Tools and Links

We may use third-party tools (e.g., Calendly, Google Forms) or include links to external websites. We are not responsible for the content, practices, or privacy policies of these third parties.

7. Disclaimer of Warranties

Our website and services are provided "as is" without warranties of any kind, either express or implied. We do not guarantee that our website will always be available or error-free.

8. Limitation of Liability

To the maximum extent permitted by law, PillarOne Insurance Group shall not be liable for any indirect, incidental, or consequential damages arising from the use of our website or services.

9. Changes to These Terms

We may update these Terms from time to time. Updates will be posted on this page with a revised effective date. Your continued use of our website constitutes acceptance of any changes.

10. Contact Us

If you have questions about these Terms, please contact us:

PillarOne Insurance Group

📧 info@pillaroneinsurance.com

📞 727-631-4489

🌐 https://pillaroneinsurance.com